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The Martin Lewis Podcast
Podcast

The Martin Lewis Podcast

BBC Radio 5 Live

233 episodes

Business

Martin Lewis answers your financial questions, offering valuable money-saving tips.

What this show covers

consumer rightspensionspersonal financemortgagesenergy billsBank switchingInheritance taxinvestingenergy tariffsSavingscouncil taxChristmas budgetingstudent loanscredit cardsCashback

What listeners will find here

Free money, pension clarity and an inheritance tax reset in one episode
Inheritance tax, bank switching bonuses, cashback stacking and the State Pension all get a practical run-through here. Martin mixes back-to-basics explanations with money-making tactics, including how some people could earn up to £600 from switching banks.
Pension boost, investing nerves, and energy rules before a house move
Consumer rights on personalised products, whether a fixed energy tariff can move with you, and what to do after panic-selling investments all get practical treatment here. It also includes a pension success story that added £3,000 and explains how others might check for the same issue.
Should you keep Premium Bonds, sort your will, or rethink lending money?
Premium Bonds take centre stage as Martin weighs who they suit, who may be losing out, and what alternatives to consider. The episode also covers lending to friends and family, free or low-cost will-writing options, and a lighter debate on speakerphone etiquette.
Teen money lessons, tax refunds, tariffs and a council tax win
Money basics for teenagers lead this Question Time episode, alongside practical answers on summer-job tax, time-of-use energy tariffs and using 0% finance for stoozing. There’s also a council tax re-banding success story and a note on why the show won’t be the same again.
Where interest rates may go next — and how that could hit mortgages, savings and loans
Interest rates are the focus here, with an economist looking at where they could head over the next year and a mortgage broker translating that into practical money decisions. It’s aimed at anyone saving, borrowing, remortgaging or weighing up their next move.

Episodes

Free cash (up to £600), freebies, state pension and inheritance tax too!
Free cash (up to £600), freebies, state pension and inheritance tax too!
8 Oct 2026 · 56 min
I lost investing, time to retry? | Success: you got me £3k more pension | I bought home at 30, can I fix energy before moving?
I lost investing, time to retry? | Success: you got me £3k more pension | I bought home at 30, can I fix energy before moving?
5 Oct 2026 · 45 min
Is it time to ditch your Premium Bonds? | Free Wills | How to lend to friends & family
Is it time to ditch your Premium Bonds? | Free Wills | How to lend to friends & family
1 Oct 2026 · 57 min
Question Time: What should every teenager know about money? Time of use tariffs: still worth it? Stooze with other 0% finance?
Question Time: What should every teenager know about money? Time of use tariffs: still worth it? Stooze with other 0% finance?
28 Sept 2026 · 56 min
What’s going to happen to interest rates? And what it means for mortgages, savings & more!
What’s going to happen to interest rates? And what it means for mortgages, savings & more!
24 Sept 2026 · 1h 7m
Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?
Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?
22 Sept 2026 · 54 min
Mini pod: Is now the time to ban unnecessary Christmas presents? With 100 days to go, Martin’s top tips to ease costs & stress
Mini pod: Is now the time to ban unnecessary Christmas presents? With 100 days to go, Martin’s top tips to ease costs & stress
18 Sept 2026 · 27 min
Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?
Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?
14 Sept 2026 · 46 min
Should you invest or save for your children? Best funds, best buys, kids pensions and more
Should you invest or save for your children? Best funds, best buys, kids pensions and more
10 Sept 2026 · 1h 10m
Question Time: Am I short-changing my kids’ savings? How to stop loans for gambling addict? Does Section 75 work with vouchers?
Question Time: Am I short-changing my kids’ savings? How to stop loans for gambling addict? Does Section 75 work with vouchers?
7 Sept 2026 · 50 min
Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issues
Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issues
3 Sept 2026 · 1h 4m
Best bits: Inheritance tax masterclass
Best bits: Inheritance tax masterclass
31 Aug 2026 · 54 min
URGENT Energy price cap update: everything you need to know to beat the increase!
URGENT Energy price cap update: everything you need to know to beat the increase!
26 Aug 2026 · 15 min
Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors
Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors
21 Aug 2026 · 42 min
Best bits: How to check if you’re paying too much council tax
Best bits: How to check if you’re paying too much council tax
13 Aug 2026 · 42 min
Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?
Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?
6 Aug 2026 · 35 min
Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!
Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!
27 Jul 2026 · 45 min
What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more
What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more
23 Jul 2026 · 1h 6m
Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?
Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?
20 Jul 2026 · 52 min
“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more
“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more
16 Jul 2026 · 40 min
Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?
Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?
13 Jul 2026 · 41 min
Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike
Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike
9 Jul 2026 · 1h 7m
Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?
Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?
6 Jul 2026 · 45 min
The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more
The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more
2 Jul 2026 · 1h 15m
Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?
Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?
29 Jun 2026 · 40 min
The huge new ISA and Lifetime ISA changes explained | Flight crew secrets
The huge new ISA and Lifetime ISA changes explained | Flight crew secrets
25 Jun 2026 · 1h 5m
Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!
Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!
22 Jun 2026 · 58 min
How it pays to be nice! The top ten big firms to haggle with and their call centre secrets
How it pays to be nice! The top ten big firms to haggle with and their call centre secrets
18 Jun 2026 · 57 min
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’
15 Jun 2026 · 45 min
Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?
Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?
11 Jun 2026 · 48 min
Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?
Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?
8 Jun 2026 · 46 min
Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans
Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans
4 Jun 2026 · 1h 3m
Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?
Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?
4 Jun 2026 · 59 min
Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?
Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?
1 Jun 2026 · 32 min
Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?
Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?
18 May 2026 · 38 min
Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back
Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back
14 May 2026 · 1h 1m
What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?
What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?
11 May 2026 · 30 min
Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad
Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad
7 May 2026 · 1h 1m
Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?
Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?
4 May 2026 · 30 min
Can you make £500 switching bank?
Can you make £500 switching bank?
30 Apr 2026 · 47 min
Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?
Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?
27 Apr 2026 · 35 min
The big mistake many make when saving or investing for their children…
The big mistake many make when saving or investing for their children…
23 Apr 2026 · 1h 4m
Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?
Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?
20 Apr 2026 · 48 min
Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change
Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change
16 Apr 2026 · 55 min
URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?
URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?
30 Mar 2026 · 20 min
Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?
Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?
30 Mar 2026 · 38 min
Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips
Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips
26 Mar 2026 · 50 min
Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?
Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?
23 Mar 2026 · 41 min
Isa Isa Baby! Everything you need to know before the end of the tax year
Isa Isa Baby! Everything you need to know before the end of the tax year
19 Mar 2026 · 1h 4m
Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?
Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?
16 Mar 2026 · 28 min

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