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She's On The Money
Podcast

She's On The Money

Victoria Devine

1042 episodes

Business

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

What this show covers

personal financesuperannuationinvestingmoney diariesmoney mindsetfamily financesbudgetingmoney dilemmasdebthome ownershipfinancial independenceETFsmoney psychologyBNPLinflation

What listeners will find here

At 23, she spent the deposit dream on Europe. Was it worth it?
A 23-year-old law graduate weighs the cost of spending her savings on travel, study in Paris and her early twenties instead of a house deposit. With $74,000 in HECS debt, fresh savings, ETF investments and a first move out of home ahead, this episode digs into whether experiences really set you back.
A laid-back money chat with BNPL habits, broke tips, and one very pricey horse dilemma
This Friday Drinks episode swaps the usual format for a more relaxed catch-up with Jess and Bec. They dig into community Money Wins, Broke Tips, a DM about Buy Now, Pay Later habits, and a funny-but-costly question: house or horse?
What Australian parental leave actually covers, before you need it
Parental leave in Australia can feel confusing until it suddenly matters. Victoria walks through Paid Parental Leave, who manages it, what employees and self-employed people may be entitled to, and what support a partner might also access.
From $20 left after bills to a thriving business and a new wealth chapter
This episode follows a single mum who stretched every dollar while raising two boys, then rebuilt her financial life over time. Now 44, she’s running a building design business, investing, growing her super, and figuring out how to enjoy money while planning ahead.
Investing anxiety, relationship money dilemmas, and a Friday Drinks catch-up
This episode tackles the anxiety that can come with investing, especially when your share portfolio triggers a fight, flight or freeze response. Bec and Jess also chat through money wins, broke tips, and a relationship dilemma involving superannuation and permanent residency.

Episodes

She Chose Europe Over a House Deposit. Now She's Questioning Everything.
She Chose Europe Over a House Deposit. Now She's Questioning Everything.
11 Oct 2026 · 29 min
Hear Me Out, I Wanna Buy A Horse... And A House
Hear Me Out, I Wanna Buy A Horse... And A House
8 Oct 2026 · 36 min
How Does Parental Leave Work?
How Does Parental Leave Work?
6 Oct 2026 · 20 min
She Couldn’t Get a Credit Card as a Single Mum. It Became a Blessing in Disguise.
She Couldn’t Get a Credit Card as a Single Mum. It Became a Blessing in Disguise.
4 Oct 2026 · 42 min
Fight, Flight or freeze? How I Overcome Anxiety Around Investing.
Fight, Flight or freeze? How I Overcome Anxiety Around Investing.
1 Oct 2026 · 32 min
How I Spend Smarter: Grocery Edition
How I Spend Smarter: Grocery Edition
29 Sept 2026 · 58 min
She Did Everything ‘Right’ With Money. Now She Feels Completely Stuck.
She Did Everything ‘Right’ With Money. Now She Feels Completely Stuck.
27 Sept 2026 · 44 min
My Wedding Plans Are A People Pleaser’s Nightmare
My Wedding Plans Are A People Pleaser’s Nightmare
24 Sept 2026 · 47 min
How To Pay Off Debt On a Low Income
How To Pay Off Debt On a Low Income
22 Sept 2026 · 21 min
$40K Invested, a $1.7M Property at 26 and Still Scared to Spend Money
$40K Invested, a $1.7M Property at 26 and Still Scared to Spend Money
20 Sept 2026 · 55 min
Y/N: Can I Ask For A Pay Rise After Mat Leave?
Y/N: Can I Ask For A Pay Rise After Mat Leave?
17 Sept 2026 · 35 min
IPO Ceilings and The Trillion Dollar Question
IPO Ceilings and The Trillion Dollar Question
15 Sept 2026 · 16 min
We Escaped With a Backpack. Now I’m Building a Home for My Kids.
We Escaped With a Backpack. Now I’m Building a Home for My Kids.
13 Sept 2026 · 52 min
Mum Says I Should Add My Name To My Brother’s Mortgage.
Mum Says I Should Add My Name To My Brother’s Mortgage.
10 Sept 2026 · 47 min
How to Reach $100k By 35: Skills For Supersized Savings
How to Reach $100k By 35: Skills For Supersized Savings
8 Sept 2026 · 45 min
I Made Nearly $200K in Cash as a Stripper… and Spent Almost All of It
I Made Nearly $200K in Cash as a Stripper… and Spent Almost All of It
6 Sept 2026 · 48 min
How Do I Compare (And Close Old) Super Accounts?
How Do I Compare (And Close Old) Super Accounts?
3 Sept 2026 · 38 min
Can I Salary Sacrifice My Way to a Million Dollar Retirement?
Can I Salary Sacrifice My Way to a Million Dollar Retirement?
1 Sept 2026 · 44 min
$40K Deposit, Two Government Schemes and a Home by 25
$40K Deposit, Two Government Schemes and a Home by 25
30 Aug 2026 · 44 min
I’ve Been Sent $10k. No Description. What Now?
I’ve Been Sent $10k. No Description. What Now?
27 Aug 2026 · 37 min
Personal Insurance & Chronic Illness: What’s Included & What’s Changed?
Personal Insurance & Chronic Illness: What’s Included & What’s Changed?
25 Aug 2026 · 40 min
I Lost Thousands in Bad Relationships. Rebuilding My Finances Changed Everything.
I Lost Thousands in Bad Relationships. Rebuilding My Finances Changed Everything.
23 Aug 2026 · 55 min
Would You Rather: Further Your Career or Your Place in the Property Market?
Would You Rather: Further Your Career or Your Place in the Property Market?
20 Aug 2026 · 35 min
Investing in your 20s, 30s, and 40s: Tips for Each Lifestage
Investing in your 20s, 30s, and 40s: Tips for Each Lifestage
18 Aug 2026 · 58 min
My Mum Spent My Savings. It Changed the Way I Think About Money Forever.
My Mum Spent My Savings. It Changed the Way I Think About Money Forever.
16 Aug 2026 · 1h 5m
Am I Being Medically Gaslit? And How Do I Invest My Inheritance?
Am I Being Medically Gaslit? And How Do I Invest My Inheritance?
13 Aug 2026 · 37 min
'Have Courage. Be Kind': It's a Q&A with B&J Special
'Have Courage. Be Kind': It's a Q&A with B&J Special
11 Aug 2026 · 39 min
I Think I Accidentally Became Rich
I Think I Accidentally Became Rich
9 Aug 2026 · 1h 7m
Am I Being Too Rigid With Money? Plus, Dollar-Cost Averaging Tactics
Am I Being Too Rigid With Money? Plus, Dollar-Cost Averaging Tactics
6 Aug 2026 · 41 min
An Unhinged AMA with Financial Adviser, Daisy from Everest Wealth
An Unhinged AMA with Financial Adviser, Daisy from Everest Wealth
4 Aug 2026 · 43 min
She Didn't Pay Rent for Seven Years. Now She Owns a $1.2 Million Home.
She Didn't Pay Rent for Seven Years. Now She Owns a $1.2 Million Home.
2 Aug 2026 · 38 min
Return of the Debt: Why Does This Keep Happening To Me?
Return of the Debt: Why Does This Keep Happening To Me?
30 Jul 2026 · 47 min
Inflation, IPOs and SpaceX Selloffs: It’s the New Financial Year Market Update
Inflation, IPOs and SpaceX Selloffs: It’s the New Financial Year Market Update
28 Jul 2026 · 34 min
She Grew Up in Government Housing. Now She's Building a Property Portfolio.
She Grew Up in Government Housing. Now She's Building a Property Portfolio.
26 Jul 2026 · 42 min
I Financially Supported a Friend In Debt… Then They Got IVF!?
I Financially Supported a Friend In Debt… Then They Got IVF!?
23 Jul 2026 · 41 min
Calling You In: Financial Decisions That Are Killing Your Cashflow
Calling You In: Financial Decisions That Are Killing Your Cashflow
21 Jul 2026 · 43 min
I Grew Up Watching Money Be Used as Control. Now I'm Building My Own Freedom.
I Grew Up Watching Money Be Used as Control. Now I'm Building My Own Freedom.
19 Jul 2026 · 33 min
It Pays Well But It’s Sucking The Life From Me
It Pays Well But It’s Sucking The Life From Me
16 Jul 2026 · 40 min
It’s Giving ‘Rich’: What Does Wealth Actually Look Like?
It’s Giving ‘Rich’: What Does Wealth Actually Look Like?
14 Jul 2026 · 40 min
She Lost Her Fiancé, Her House and $30,000 in the Same Year
She Lost Her Fiancé, Her House and $30,000 in the Same Year
12 Jul 2026 · 42 min
Money Talk Makes Me Nervous. Why Am I Ashamed?
Money Talk Makes Me Nervous. Why Am I Ashamed?
9 Jul 2026 · 32 min
It Costs How Much To Have a Baby, Now?!
It Costs How Much To Have a Baby, Now?!
7 Jul 2026 · 33 min
She paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.
She paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.
5 Jul 2026 · 47 min
Happy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash
Happy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash
2 Jul 2026 · 39 min
Your Best Financial Year Yet: How to Set Money Goals That Actually Stick
Your Best Financial Year Yet: How to Set Money Goals That Actually Stick
30 Jun 2026 · 27 min
They Thought Insurance Was a Waste of Money. Then This Happened
They Thought Insurance Was a Waste of Money. Then This Happened
28 Jun 2026 · 32 min
Hear Me Out: I Struggle To Spend Money
Hear Me Out: I Struggle To Spend Money
25 Jun 2026 · 30 min
Answers to Tax Questions You Were Too Afraid To Ask
Answers to Tax Questions You Were Too Afraid To Ask
23 Jun 2026 · 31 min
The “Hey Girl” Message That Saved Her From the Wrong Marriage
The “Hey Girl” Message That Saved Her From the Wrong Marriage
21 Jun 2026 · 55 min
She’s Financially Irresponsible. Why Should My Sister Inherit More?
She’s Financially Irresponsible. Why Should My Sister Inherit More?
18 Jun 2026 · 30 min

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