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Money For Couples with Ramit Sethi
Podcast

Money For Couples with Ramit Sethi

Ramit Sethi

283 episodes

BusinessSociety & Culture

Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

What this show covers

debtcouples moneycouples financesoverspendingcouples and moneyfamily financesmarriagedebt payofffinancial trustmoney psychologyretirementirregular incomecareer decisionsprivate school costshigh-income households

What listeners will find here

A family of six, volatile income, and debt nearing $1M face a hard financial reckoning
This episode follows Rebecca and Matthew, a married couple with four kids, unpredictable income, and debt that could approach $1 million. Ramit digs into the money secrecy, avoidance, and overspending patterns keeping them stuck—and whether a stable job may be the only real reset.
How can $11M in assets still feel like living paycheck to paycheck?
This episode follows a Brooklyn couple with five kids, roughly $600,000 in take-home pay, and about $11 million in assets who still feel broke month to month. As hidden costs emerge, their fixed expenses rise above 100% of income, forcing a hard look at tuition, housing, family roles, and the lifestyle they consider non-negotiable.
A layoff, two mortgages, and the money dynamic pushing this couple apart
Job loss turns Isabelle into the sole earner while Ryan wrestles with guilt, anxiety, and feeling sidelined. With $1.2 million in assets but fixed costs at 83% of income, this episode digs into how couples can reset roles, lower pressure, and talk about money like teammates.
A newlywed couple has assets, low housing costs, and still spends 108% of income
Overspending is the surface issue here; the real focus is how Grace and Chris avoid money conversations while trying to prepare for kids. Ramit digs into their numbers, their relationship dynamic, and the habits that keep them feeling unstable despite solid assets.
Can a relationship survive $100K in debt before marriage?
Marriage is on the table for Randy and Mack, but so is $100,000 of debt. This episode looks past the scary number to the bigger questions of trust, fairness, and how a high-earning couple can build a shared financial plan that actually works.

Episodes

281. "We have 4 kids and nearly $1M in debt. Are we screwed?”
281. "We have 4 kids and nearly $1M in debt. Are we screwed?”
6 Oct 2026 · 1h 54m
280. "We have $11M in assets. Why are we still living month to month?"
280. "We have $11M in assets. Why are we still living month to month?"
29 Sept 2026 · 2h 1m
279. “He lost his $150k job, but I make every decision - can we fix this?”
279. “He lost his $150k job, but I make every decision - can we fix this?”
22 Sept 2026 · 2h 14m
278. "We spend 108% of what we make. Are we screwed?"
278. "We spend 108% of what we make. Are we screwed?"
15 Sept 2026 · 1h 34m
277. "He has $100K of debt. Should I still marry him?"
277. "He has $100K of debt. Should I still marry him?"
8 Sept 2026 · 1h 39m
276. "I resent carrying our finances. Can we fix this?"
276. "I resent carrying our finances. Can we fix this?"
1 Sept 2026 · 1h 41m
275. "We escaped debt so why are we still spending like this?"
275. "We escaped debt so why are we still spending like this?"
25 Aug 2026 · 1h 39m
274. "We have a newborn and 89% of our income is already spent...Now what?"
274. "We have a newborn and 89% of our income is already spent...Now what?"
18 Aug 2026 · 1h 58m
273. "We Spend 139% of our Income and still fund our adult kids"
273. "We Spend 139% of our Income and still fund our adult kids"
11 Aug 2026 · 2h 1m
272. "We own two houses, but can’t afford dinner out"
272. "We own two houses, but can’t afford dinner out"
4 Aug 2026 · 1h 58m
271. "He hid $30K of debt a month before our wedding"
271. "He hid $30K of debt a month before our wedding"
28 Jul 2026 · 1h 58m
270. “We’re sacrificing our retirement to pay for our kids’ college”
270. “We’re sacrificing our retirement to pay for our kids’ college”
21 Jul 2026 · 1h 38m
269. "I want to retire, but my wife is too scared"
269. "I want to retire, but my wife is too scared"
14 Jul 2026 · 1h 55m
268. "We Make $150K… So why are we broke?"
268. "We Make $150K… So why are we broke?"
7 Jul 2026 · 1h 29m
267. "She makes 2x more than me. I feel ashamed."
267. "She makes 2x more than me. I feel ashamed."
30 Jun 2026 · 1h 25m
266. "We’re in our 30s fighting over $1000. Can we fix this?"
266. "We’re in our 30s fighting over $1000. Can we fix this?"
23 Jun 2026 · 1h 59m
265. "We spend 179% of what we make. Are we screwed?"
265. "We spend 179% of what we make. Are we screwed?"
16 Jun 2026 · 1h 52m
264. "We’re worth $4M. Why is she so terrified to spend?"
264. "We’re worth $4M. Why is she so terrified to spend?"
9 Jun 2026 · 1h 51m
263. "We spend 102% of what we make. Will we ever stop drowning?"
263. "We spend 102% of what we make. Will we ever stop drowning?"
2 Jun 2026 · 1h 40m
262. "We make $167k. Why do we feel poor?"
262. "We make $167k. Why do we feel poor?"
26 May 2026 · 1h 53m
261. "We’re in our 40s with nothing saved. Will we be ok?"
261. "We’re in our 40s with nothing saved. Will we be ok?"
19 May 2026 · 1h 33m
260. "We’re in our 40s and forgot to invest. Are we screwed?"
260. "We’re in our 40s and forgot to invest. Are we screwed?"
12 May 2026 · 1h 52m
259. "We’re worth $1.5M but I refuse to buy new pants"
259. "We’re worth $1.5M but I refuse to buy new pants"
5 May 2026 · 1h 46m
258. "We had $900K. Now we’re $100K in debt"
258. "We had $900K. Now we’re $100K in debt"
28 Apr 2026 · 1h 33m
257. "We really want a house - but have $0 in savings"
257. "We really want a house - but have $0 in savings"
21 Apr 2026 · 1h 49m
256. "We moved abroad for fun. Now we can’t afford to leave"
256. "We moved abroad for fun. Now we can’t afford to leave"
14 Apr 2026 · 1h 53m
255. "I’m 40 and work 2 jobs. How are we still broke?"
255. "I’m 40 and work 2 jobs. How are we still broke?"
7 Apr 2026 · 1h 59m
254. My $0 to $100k Playbook (full beginners guide)
254. My $0 to $100k Playbook (full beginners guide)
31 Mar 2026 · 56 min
253. "I’m 53, exhausted, and still living paycheck to paycheck"
253. "I’m 53, exhausted, and still living paycheck to paycheck"
24 Mar 2026 · 2h 2m
252. "I’m 35, in debt, and spend everything I make"
252. "I’m 35, in debt, and spend everything I make"
17 Mar 2026 · 1h 32m
251. "We own a $1M house but can’t pay for groceries"
251. "We own a $1M house but can’t pay for groceries"
10 Mar 2026 · 1h 33m
250. "We spend 97% of what we make—and can’t stop"
250. "We spend 97% of what we make—and can’t stop"
3 Mar 2026 · 1h 23m
249. "We have $2M. Why can’t we enjoy life now?"
249. "We have $2M. Why can’t we enjoy life now?"
24 Feb 2026 · 1h 45m
248. "Her spending scares me. Should we get married?"
248. "Her spending scares me. Should we get married?"
17 Feb 2026 · 1h 42m
247. "We’re in our 40s — with nothing saved"
247. "We’re in our 40s — with nothing saved"
10 Feb 2026 · 1h 37m
246. "We’re drowning in debt, but bought another house"
246. "We’re drowning in debt, but bought another house"
3 Feb 2026 · 1h 49m
245. "We make 6 figures. Why am I hiding fast food purchases?"
245. "We make 6 figures. Why am I hiding fast food purchases?"
27 Jan 2026 · 2h 5m
244. "I'm in $244k debt but give $500/mo to my church"
244. "I'm in $244k debt but give $500/mo to my church"
20 Jan 2026 · 1h 29m
243. "She inherited $171K…but it’s already gone."
243. "She inherited $171K…but it’s already gone."
13 Jan 2026 · 1h 25m
242. "Our couples therapist couldn’t fix this. Please help."
242. "Our couples therapist couldn’t fix this. Please help."
6 Jan 2026 · 1h 48m
241. “We invested our wedding money…in psychedelics”
241. “We invested our wedding money…in psychedelics”
30 Dec 2025 · 1h 8m
240. “We book $10K vacations, then panic about money”
240. “We book $10K vacations, then panic about money”
23 Dec 2025 · 1h 36m
Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”
Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”
19 Dec 2025 · 1h 27m
239. "He quit his high paying job and didn’t tell me"
239. "He quit his high paying job and didn’t tell me"
16 Dec 2025 · 1h 41m
238. "We’re in credit card debt again. Will this ever stop?"
238. "We’re in credit card debt again. Will this ever stop?"
9 Dec 2025 · 1h 39m
237. “We bought our dream house. Then he lost his job.”
237. “We bought our dream house. Then he lost his job.”
2 Dec 2025 · 1h 19m
236. “She spent $5K behind my back. How can I trust her?”
236. “She spent $5K behind my back. How can I trust her?”
25 Nov 2025 · 1h 39m
235. "Can we pay off this debt faster?" (Part 2)
235. "Can we pay off this debt faster?" (Part 2)
18 Nov 2025 · 1h 24m
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
11 Nov 2025 · 1h 10m
233. “I save while she spends on vacations. Is this fair?”
233. “I save while she spends on vacations. Is this fair?”
4 Nov 2025 · 1h 38m

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